This Paula Deen chocolate banana pudding recipe is pure comfort with a twist of indulgence. Imagine the classic Not Yo Momma Banana Pudding Paula Deen made famous across Southern kitchens, but now with a rich layer of chocolate that makes every bite feel extra cozy. It’s creamy, sweet, and layered with love just the kind of dessert that gets people asking for seconds. Perfect for holidays, potlucks, or any night when you need a little sweetness after dinner.

Why You’ll Love This Recipe
- It’s an easy no-bake dessert that looks (and tastes) impressive.
- Uses simple ingredients you probably already have in your pantry.
- Great make-ahead treat for gatherings or family dinners.
- A delicious twist on the traditional Southern Banana Pudding Recipe.
Ingredients You’ll Need

Every ingredient in this dessert brings something special. Here’s what you’ll need to make this creamy, dreamy pudding.
- Instant chocolate pudding mix: Adds that rich cocoa flavor and velvety texture.
- Sweetened condensed milk: Creates that signature Southern sweetness you’ll love.
- Cold milk: Helps the pudding set perfectly without getting too thick.
- Whipped topping: Makes it light, fluffy, and spoon-licking good.
- Ripe bananas: Sweet and soft, they balance the chocolate beautifully.
- Chessmen cookies: Buttery and crisp, these add the perfect bite and a touch of nostalgia. (You can swap for vanilla wafers if needed!)
- Cream cheese: Adds tang and structure to the pudding layers.
Step-by-Step Instructions

Step 1: Make the chocolate pudding
In a large bowl, whisk together the instant chocolate pudding mix and cold milk until thickened. Set aside to chill.
Step 2: Create the creamy layer
In another bowl, beat cream cheese until smooth, then mix in the sweetened condensed milk. Gently fold in whipped topping until fully combined. This is your luscious creamy base.
Step 3: Layer it all together
In a 9×13-inch dish, arrange one layer of Chessmen cookies. Top with sliced bananas, then spread half of the cream mixture. Spoon the chocolate pudding over the top, then add the remaining cream mixture. Finish with a final layer of cookies.
Step 4: Chill and serve
Cover and refrigerate for at least 4 hours or overnight so the cookies soften and the flavors mingle. The wait is worth it!
Helpful Tips & Variations

- For extra chocolate flavor, sprinkle chocolate shavings or chips between layers.
- Use dark chocolate pudding for a more sophisticated taste.
- Want a twist? Try using Biscoff cookies instead of Chessmen for a spiced version.
- If you love tangy desserts, fold a bit of sour cream into the cream cheese mixture for a “banana pudding with sour cream” variation.
Serving & Storage

Serve this pudding chilled straight from the fridge. It’s perfect for Sunday dinners, potlucks, or anytime you need a crowd-pleaser. For an extra fancy touch, garnish with chocolate curls or a dusting of cocoa powder.

Paula Deen Chocolate Banana Pudding
Ingredients
Equipment
Method
- In a large bowl, whisk together the instant chocolate pudding mix and cold milk until thickened. Set aside to chill.
- In another bowl, beat cream cheese until smooth, then mix in the sweetened condensed milk. Gently fold in whipped topping until fully combined.
- In a 9×13-inch dish, arrange a layer of Chessmen cookies, followed by a layer of sliced bananas. Spread half of the cream mixture, then spoon over the chocolate pudding. Top with remaining cream mixture and a final layer of cookies.
- Cover and refrigerate for at least 4 hours or overnight to allow cookies to soften and flavors to blend.
Notes
- Feel free to substitute Chessmen cookies with vanilla wafers or graham crackers.
- Add chocolate shavings or chips for an extra indulgent touch.
Store leftovers covered in the refrigerator for up to 3 days. The cookies will continue to soften, making each bite even creamier. Avoid freezing it can alter the texture of the bananas and pudding.
FAQs
Can I use vanilla pudding instead of chocolate?
Yes, you can! It’ll taste more like Paula Deen’s traditional Not Your Mama Banana Pudding, which is rich and creamy with a vanilla twist. But if you’re craving chocolate, this version really takes it up a notch.
What makes this a “Southern Banana Pudding Recipe”?
It’s all about those comforting layers cookies, pudding, and bananas. Southern banana pudding is known for its rich sweetness and creamy texture. Using condensed milk and whipped topping makes it uniquely Southern and deliciously indulgent.
Can I bake this pudding?
This version is a no-bake recipe, but if you’re in the mood for an old-fashioned baked banana pudding, you can layer the ingredients with homemade custard and bake until golden. Both are heavenly in their own way.
What kind of cookies can I use?
While Chessmen cookies are traditional in Paula Deen’s recipe, you can also use vanilla wafers, graham crackers, or even shortbread. Each brings a different texture and flavor to the pudding.
Can I make it ahead of time?
Absolutely! This dessert actually tastes better after sitting for a few hours. The flavors meld beautifully, and the cookies soften just enough. It’s perfect for preparing the night before a big gathering.
Final Thoughts from Ama
Every time I make this Paula Deen Chocolate Banana Pudding Recipe, it reminds me why I love Southern desserts they’re simple, generous, and made to be shared. Even if your layers aren’t perfect, it will still taste like home. Pour a cup of coffee, grab a spoon, and enjoy every creamy bite. Simple food, big heart.